As I look back at times that I've failed in business, or times that I've watched as others have failed, I can see two things that were missing in my own life at the time. I know that the failure rate in MLMs is up around 97%. I've also heard all the excuses, as have you all about how they were not trained well enough by their upline, or maybe a lack of skill got the blame. I could write this whole post on the reasons people give why they failed. These days most people don't want any of the blame so the biggest reason that everybody fails supposedly is because what ever they were trying was a scam.
Let's face it, A lack of training can be compensated for through a variety of ways. These days there is no real excuse for a lack of knowledge if you are willing to learn. You can recieve training through books, the internet, or possibly even by finding someone in your business to mentor you.
As far as a lack of skill goes, it's been my experience that with most things in life, when it comes right down to it, you have to be bad before you can be good. True you have the individual that is a natural, but that is the exception rather than the rule.
No I believe that really just about all the failures you see in this business come about due to the lack of two simple things. Determination and the ability to spot opportunity when it strikes.
Determination, I would say is the single most important key to seeing success. Many people get into business then when they don't find success in the first couple of months, or maybe they even hang on for a year, but they quit. If you really want success you have to approach your business with the attitude that it may take a year, it may take 15 years, but if it takes you the rest of your life, you are determined to go out successful.
If you don't approach it with that attitude you're not going to be successful. You may find some level of success, but eventually hard times will come and you will quit. I've had some very successful businesses in the past. I can't say that I've had one yet though that didn't have hard times. As a matter of fact I can't think of any that there weren't times that I felt like a complete failure. Determination is needed to get you through those times.
Secondly, you need to practice developing your ability to spot opportunity when it surfaces. Many times when opportunity presents itself, it kind of sneaks in the back door, possibly disguised as misfortune or even disaster.
We tend to look for opportunities when things are exciting but we really need to remind ourselves to also keep an eye open for it when things are bad. When things just really are not going your way, and maybe everything just seems to be falling apart, sit back and try to figure out a way to benefit from the misfortune. I've been amazed at how many times things seemed to go wrong, but then those very situations opened up avenues that would have been closed to me otherwise.
In closing, maybe you are going through hard times right now. Maybe you are even considering quiting. Before you make any big decisions, I'd like you to sit back, relax for a moment, and think back to other times in your life when it seemed like everything was going wrong. I'll bet you can remember times when you really didn't see how you could make it through the month. Maybe things that you thought were secure just seemed to fall apart in your hands. But now that you are on the other side of it, looking back, was it really as hopeless as it seemed at the time?
Just remember, things are rarely ever as bad as they seem to be. Make up your mind to stick with it. Look for opportunities even in the bad times, and you will be successful.
http://www.hartlinefinancial.com/
Wednesday, December 30, 2009
Tuesday, December 29, 2009
Irena Sendler: A True Hero
Irena Sendler: There recently was a death of a 98 year-old lady named Irena. During WWII, Irena, got permission to work in the Warsaw Ghetto, as a Plumbing/Sewer specialist. She had an 'ulterior motive' ... She KNEW what the Nazi's plans were for the Jews, (being German.)
Irena smuggled infants out in the bottom of the tool box she carried and she carried in the back of her truck a burlap sack, (for larger kids..) She also had a dog in the back that she trained to bark when the Nazi soldiers let her in and out of the ghetto. The soldiers of course wanted nothing to do with the dog and the barking covered the kids/infants noises..
During her time of doing this, she managed to smuggle out and save 2500 kids/infants. She was caught, and the Nazi's broke both her legs, arms and beat her severely. Irenakept a record of the names of all the kids she smuggled out and kept them in a glass jar, buried under a tree in her back yard.
After the war, she tried to locate any parents that may have survived it and reunited the family. Most had been gassed. Those kids she helped got placed into foster family homes or adopted.
Last year Irena was up for the Nobel Peace Prize .....
She was not selected. Al Gore won, for a slide show on Global Warming instead.
Irena smuggled infants out in the bottom of the tool box she carried and she carried in the back of her truck a burlap sack, (for larger kids..) She also had a dog in the back that she trained to bark when the Nazi soldiers let her in and out of the ghetto. The soldiers of course wanted nothing to do with the dog and the barking covered the kids/infants noises..
During her time of doing this, she managed to smuggle out and save 2500 kids/infants. She was caught, and the Nazi's broke both her legs, arms and beat her severely. Irenakept a record of the names of all the kids she smuggled out and kept them in a glass jar, buried under a tree in her back yard.
After the war, she tried to locate any parents that may have survived it and reunited the family. Most had been gassed. Those kids she helped got placed into foster family homes or adopted.
Last year Irena was up for the Nobel Peace Prize .....
She was not selected. Al Gore won, for a slide show on Global Warming instead.
The Lesson Of R.U. Darby (true story)
An uncle of R.U. Darby was caught by the “gold fever” in the gold-rush days, and went west to dig for gold and get rich. He staked his claim and started digging with a pick and shovel. It was hard work but he was determined to find gold and after weeks of digging he was rewarded with the discovery of gold.
He needed machinery to go deeper so he quietly covered the mine and went back to his family in Maryland to raise the money for machinery. After telling his family and some neighbors about the strike, the money was raised, and he and R.U. Darby headed back to Colorado to work the mine.
The first car of ore was mined and shipped to the smelter. The results proved that they had one of the richest mines in Colorado. A few more cars of the ore would pay off all the debts and then would come huge profits.
Needless to say the hopes of R.U. Darby and his uncle were very high but then the vein ran out. They drilled on for a while but never found anymore gold. Finally they decided to quit.
They sold the equipment to a junk man for a few hundred dollars. The junk man checked out the mine and brought in an expert who told him that the vein should continue on. He told the junk man that he wouldn’t doubt that the vien continued only a few feet past where they had stopped drilling.
Sure enough after the man who had bought the equipment started drilling again, he found gold just three feet past where R.U. Darby had stopped. He ended up bringing out millions in gold because he knew better than to give up before seeking expert advice.
R.U. Darby paid back every penny of the borrowed money to his family and neighbors and latter did find much wealth himself, selling insurance. He said that the owed his success to the lesson he learned through that one mistake. He would always remind himself “I stopped three feet from gold, but I will never stop because men say ‘no’ when I ask them to buy insurance.”
http://www.hartlinefinancial.com/
He needed machinery to go deeper so he quietly covered the mine and went back to his family in Maryland to raise the money for machinery. After telling his family and some neighbors about the strike, the money was raised, and he and R.U. Darby headed back to Colorado to work the mine.
The first car of ore was mined and shipped to the smelter. The results proved that they had one of the richest mines in Colorado. A few more cars of the ore would pay off all the debts and then would come huge profits.
Needless to say the hopes of R.U. Darby and his uncle were very high but then the vein ran out. They drilled on for a while but never found anymore gold. Finally they decided to quit.
They sold the equipment to a junk man for a few hundred dollars. The junk man checked out the mine and brought in an expert who told him that the vein should continue on. He told the junk man that he wouldn’t doubt that the vien continued only a few feet past where they had stopped drilling.
Sure enough after the man who had bought the equipment started drilling again, he found gold just three feet past where R.U. Darby had stopped. He ended up bringing out millions in gold because he knew better than to give up before seeking expert advice.
R.U. Darby paid back every penny of the borrowed money to his family and neighbors and latter did find much wealth himself, selling insurance. He said that the owed his success to the lesson he learned through that one mistake. He would always remind himself “I stopped three feet from gold, but I will never stop because men say ‘no’ when I ask them to buy insurance.”
http://www.hartlinefinancial.com/
Thursday, December 24, 2009
Merry Christmas
Hello Everybody,
I want to thank each of you for visiting my blog or site depending on where you are reading this.
I also especially want to wish each of you a Merry Christmas. I know that many places have gotten away from using this expression and some work places even forbid their employees to use it. But here, I do not wish others "Happy Holidays" for the simple reason that I am not celebrating a holiday. I celebrate Christmas. I do not greet you with "Season's Greetings" because I wish to honor a Saviour rather than a season.
Let us remember this Christmas what the true meaning of Christmas is. Yes, I know that we do not actually know the day Jesus was born, but I really don't see why that matters. I do know that he was born and I also know that the reason he was born was to die for the sins of the world. As far as I'm concerned that is reason to celebrate, and Dec. 25th is as good a time as any.
In my line of work I probably come across more people than the average person, just due to the fact that my job requires me to constantly interact with new people. During this time of year I see so many people who are stressed out, not just during the Christmas Season, but because of it. I had a man the other day tell me that as far as he was concerned it was just another day, due to the fact that his family didn't get together.
I really believe the problem with most folks is that we have done like the people who changed the word Christmas to Xmas. Even if we are not conscious of it, we have gotten so involved with buying presents and getting ready for family get togethers that we have in a very real way taken Christ out of Christmas. Sure we take 30 seconds before our meal to thank him and mention somewhere in the prayer that we remember the reason for Christmas but as soon as the prayer is over we tend to dismiss it.
When you take Christ out of Christmas you have taken the meaning out of it. When the giving of gifts doesn't remind us of the gift God gave us, then it is just something that cost us money and creates hard times next month. Sure it's fun to watch others, especially our children as they open the gifts, but without the significance of why we give those gifts, many of them are just simply bought because we feel obligated.
Even if you truely enjoy Christmas time, which I do by the way. If the enjoyment of the atmosphere or the getting together with family is where you gain meaning for Christmas, it can be taken away from you, like the man I mentioned before who no longer sees any difference between Christmas and any other day. His family doesn't get together so he doesn't see the point.
In conclusion, where it is all fun to me, Christmas is not about recieving presents. It's not even about giving. Christmas is not about family, although I love spending it with them. Christmas is about one thing and one thing only. It is the celebration of the fact that God Almighty himself loved us enough to leave heaven and be born a little lower than the angels, his own creation. And he didn't come to live a great life or even so much to show us how to live, although he did accomplish that. He came for the singular reason to die for us.
I know that some of you might say that Jesus wasn't God Almighty, he was the Son of God. But consider this:
John 1:1-3 In the beginning was the Word, and the Word was with God, and the Word was God. The same was in the beginning with God. All things were made by him; and without him was not any thing made that was made.
This passage tells us plainly that this "Word was God." It also tells us that the "Word" was the creator that Genesis tells us of, "In the beginning God created the heaven and the earth." It does say that "All things were made by him; and without him was not any thing made that was made." So keep in mind that the "Word" was the Creator God.
John 1:14 And the Word was made flesh, and dwelt among us, (and we beheld his glory, the glory as of the only begotten of the Father,) full of grace and truth.
So, yes, Jesus was God's only begotten son, but he was also God Almighty who created everything that has ever existed. If we keep in mind the wonder of it all that God himself would come to earth to die for us, then Christmas will have great meaning for you regardless of your situation on this day.
So again I do not wish you "Happy Holidays" or "Season's Greetings." I do though wish you a VERY MERRY CHRISTMAS!!!
http://hartlinefinancial.com/
I want to thank each of you for visiting my blog or site depending on where you are reading this.
I also especially want to wish each of you a Merry Christmas. I know that many places have gotten away from using this expression and some work places even forbid their employees to use it. But here, I do not wish others "Happy Holidays" for the simple reason that I am not celebrating a holiday. I celebrate Christmas. I do not greet you with "Season's Greetings" because I wish to honor a Saviour rather than a season.
Let us remember this Christmas what the true meaning of Christmas is. Yes, I know that we do not actually know the day Jesus was born, but I really don't see why that matters. I do know that he was born and I also know that the reason he was born was to die for the sins of the world. As far as I'm concerned that is reason to celebrate, and Dec. 25th is as good a time as any.
In my line of work I probably come across more people than the average person, just due to the fact that my job requires me to constantly interact with new people. During this time of year I see so many people who are stressed out, not just during the Christmas Season, but because of it. I had a man the other day tell me that as far as he was concerned it was just another day, due to the fact that his family didn't get together.
I really believe the problem with most folks is that we have done like the people who changed the word Christmas to Xmas. Even if we are not conscious of it, we have gotten so involved with buying presents and getting ready for family get togethers that we have in a very real way taken Christ out of Christmas. Sure we take 30 seconds before our meal to thank him and mention somewhere in the prayer that we remember the reason for Christmas but as soon as the prayer is over we tend to dismiss it.
When you take Christ out of Christmas you have taken the meaning out of it. When the giving of gifts doesn't remind us of the gift God gave us, then it is just something that cost us money and creates hard times next month. Sure it's fun to watch others, especially our children as they open the gifts, but without the significance of why we give those gifts, many of them are just simply bought because we feel obligated.
Even if you truely enjoy Christmas time, which I do by the way. If the enjoyment of the atmosphere or the getting together with family is where you gain meaning for Christmas, it can be taken away from you, like the man I mentioned before who no longer sees any difference between Christmas and any other day. His family doesn't get together so he doesn't see the point.
In conclusion, where it is all fun to me, Christmas is not about recieving presents. It's not even about giving. Christmas is not about family, although I love spending it with them. Christmas is about one thing and one thing only. It is the celebration of the fact that God Almighty himself loved us enough to leave heaven and be born a little lower than the angels, his own creation. And he didn't come to live a great life or even so much to show us how to live, although he did accomplish that. He came for the singular reason to die for us.
I know that some of you might say that Jesus wasn't God Almighty, he was the Son of God. But consider this:
John 1:1-3 In the beginning was the Word, and the Word was with God, and the Word was God. The same was in the beginning with God. All things were made by him; and without him was not any thing made that was made.
This passage tells us plainly that this "Word was God." It also tells us that the "Word" was the creator that Genesis tells us of, "In the beginning God created the heaven and the earth." It does say that "All things were made by him; and without him was not any thing made that was made." So keep in mind that the "Word" was the Creator God.
John 1:14 And the Word was made flesh, and dwelt among us, (and we beheld his glory, the glory as of the only begotten of the Father,) full of grace and truth.
So, yes, Jesus was God's only begotten son, but he was also God Almighty who created everything that has ever existed. If we keep in mind the wonder of it all that God himself would come to earth to die for us, then Christmas will have great meaning for you regardless of your situation on this day.
So again I do not wish you "Happy Holidays" or "Season's Greetings." I do though wish you a VERY MERRY CHRISTMAS!!!
http://hartlinefinancial.com/
Identity Theft and Medical Fraud
Hey,
Once again I am writing about Identity Theft. I believe that this is an area that everybody needs to be aware of. Experts say that it is only a matter of time before everybody had had their Identity Stolen at least once. We are all aware of the dangers of having our Identity Stolen with credit cards but there are just so many ways in which it can be stolen and so many area’s of our lives that can be effected by it that I figure to write several articles about this subject.
Today I would like to look at Identity Theft and medical fraud. This occurs when an individual obtains medical care using someone else’s stolen identity. Many times you can remain entirely unaware that it has even happened unless you happen to get a hospital bill or are contacted by an insurance company with questions about the procedure.
This can effect you in many ways ranging from serious to possibly fatal. Many of your large companies obtain medical reports before giving certain promotions due to needing to find out if you are medically able to perform the duties that would be expected of you. Having had someone else use your identity for heart surgery or some other serious problem could keep you from being able to advance in your career.
How about applying for insurance. You might be a perfectly healthy individual. You are applying for health insurance and expect to not only have your application accepted but also expect to get a preferred rate. Then depending on what procedures someone else who has used your identity has had done in your name, you might get a very high premium or even be denied coverage.
Or even worse, you are having surgery or some other procedure. It might not even be something that would ordinarily matter, but your medical records indicate that you have conditions that you don’t have, or are taking medications that you are not taking, or could even indicate that you have a different blood type than you actually have. These little things could turn something minor into something deadly real quick.
You might would think that these problems would be easily fixed, but in reality they are not. First of all many times the problem may not even be identified until it has already hurt you. Secondly, many times you will find that after a Doctor has been notified that more than one person share a singe medical record it becomes very difficult to obtain you file just to see what problems their might be.
Even after obtaining your file though, getting the false information taken off just about takes an act of God. I’ve heard of a woman once who was billed for the amputation of her foot. She liked to have never got it fixed even though she still had both her feet. Unfortunately, common sense has very little to do with what goes on these days.
One thing that everybody needs to have these days is Identity Theft Protection. It is really the only way to make sure you are protected. I recommend the plan at this site it is a great plan and it is affordable.
http://www.hartlinefinancial.com
Once again I am writing about Identity Theft. I believe that this is an area that everybody needs to be aware of. Experts say that it is only a matter of time before everybody had had their Identity Stolen at least once. We are all aware of the dangers of having our Identity Stolen with credit cards but there are just so many ways in which it can be stolen and so many area’s of our lives that can be effected by it that I figure to write several articles about this subject.
Today I would like to look at Identity Theft and medical fraud. This occurs when an individual obtains medical care using someone else’s stolen identity. Many times you can remain entirely unaware that it has even happened unless you happen to get a hospital bill or are contacted by an insurance company with questions about the procedure.
This can effect you in many ways ranging from serious to possibly fatal. Many of your large companies obtain medical reports before giving certain promotions due to needing to find out if you are medically able to perform the duties that would be expected of you. Having had someone else use your identity for heart surgery or some other serious problem could keep you from being able to advance in your career.
How about applying for insurance. You might be a perfectly healthy individual. You are applying for health insurance and expect to not only have your application accepted but also expect to get a preferred rate. Then depending on what procedures someone else who has used your identity has had done in your name, you might get a very high premium or even be denied coverage.
Or even worse, you are having surgery or some other procedure. It might not even be something that would ordinarily matter, but your medical records indicate that you have conditions that you don’t have, or are taking medications that you are not taking, or could even indicate that you have a different blood type than you actually have. These little things could turn something minor into something deadly real quick.
You might would think that these problems would be easily fixed, but in reality they are not. First of all many times the problem may not even be identified until it has already hurt you. Secondly, many times you will find that after a Doctor has been notified that more than one person share a singe medical record it becomes very difficult to obtain you file just to see what problems their might be.
Even after obtaining your file though, getting the false information taken off just about takes an act of God. I’ve heard of a woman once who was billed for the amputation of her foot. She liked to have never got it fixed even though she still had both her feet. Unfortunately, common sense has very little to do with what goes on these days.
One thing that everybody needs to have these days is Identity Theft Protection. It is really the only way to make sure you are protected. I recommend the plan at this site it is a great plan and it is affordable.
http://www.hartlinefinancial.com
Wednesday, December 23, 2009
Could Your Identity Be Stolen Though The Postal Service
Hello my friends,
I would like to write today about one of the ways criminals are gathering information in regards to Identity Theft. I’m sure everybody reading this is aware of what identity theft is. We tend to only consider the dangers of putting our social security number into web pages or using our credit card at unsecured locations though.
Actually there are many ways that criminals use to gather information that would be used to steal your identity. One that you may not be aware of is very simply by getting the U.S. Postal Service to send it to them. You say “what?’ Read on.
Anytime you change your address you are able to get your mail forwarded to that new address by going to the Post Office and requesting a change of address form. This is a post card sized form that you fill out with your name, old address, and new address. Your mail, which is still addressed to the old address, then comes to you at your new residence.
This usually works for at least a month to three months giving you time to get a change of address to everybody who needs to contact you. Unfortunately this is one of the popular ways for a criminal to steal your identity also. They fill out a card with your information on it and they’re address then they just go to the mail box and gather your bills, credit card applications, bank statements… I’m sure I don’t have to go on.
So what to do. Take notice of the amount of mail that you are used to receiving. If all the sudden you are getting less or maybe even none. You might want to check with the Postal Service to find out what is going on. It might be nice not receiving any bills in the mail but with the information that tends to be on them you sure don’t want a stranger receiving them for you.
One thing I would personally encourage you do to protect yourself is, get some good Identity Theft Protection. You can get some here for a very affordable price.
http://www.hartlinefinancial.com/
I would like to write today about one of the ways criminals are gathering information in regards to Identity Theft. I’m sure everybody reading this is aware of what identity theft is. We tend to only consider the dangers of putting our social security number into web pages or using our credit card at unsecured locations though.
Actually there are many ways that criminals use to gather information that would be used to steal your identity. One that you may not be aware of is very simply by getting the U.S. Postal Service to send it to them. You say “what?’ Read on.
Anytime you change your address you are able to get your mail forwarded to that new address by going to the Post Office and requesting a change of address form. This is a post card sized form that you fill out with your name, old address, and new address. Your mail, which is still addressed to the old address, then comes to you at your new residence.
This usually works for at least a month to three months giving you time to get a change of address to everybody who needs to contact you. Unfortunately this is one of the popular ways for a criminal to steal your identity also. They fill out a card with your information on it and they’re address then they just go to the mail box and gather your bills, credit card applications, bank statements… I’m sure I don’t have to go on.
So what to do. Take notice of the amount of mail that you are used to receiving. If all the sudden you are getting less or maybe even none. You might want to check with the Postal Service to find out what is going on. It might be nice not receiving any bills in the mail but with the information that tends to be on them you sure don’t want a stranger receiving them for you.
One thing I would personally encourage you do to protect yourself is, get some good Identity Theft Protection. You can get some here for a very affordable price.
http://www.hartlinefinancial.com/
Monday, December 21, 2009
What Sets Ameriplan's Compensation Plan Apart From The Rest
You might wonder what my relating this particular experience has to do with the subject but read the entire article and you will understand.
Years ago when I was earning my degree I worked at Hardees to pay my way through college. While working there I remember this man that used to come in just about every afternoon. You probably all know someone like him. He was loud. He talked to everybody, not really so much out of friendliness as to impress you with what he saw as a vast store of knowledge, and most of the knowledge that he would impart was really just useless.
Most everybody tried their best to ignore him, but I’ve got to admit I kind of found him entertaining and would talk with him each day just to see what he would say that day. Interestingly enough one day he asked me one of his typical questions that stuck with me and to tell the truth I believe demonstrates more truth than he really realized.
The question? If you were being hired for a temporary job that would last 30 days. You are given a choice of getting paid $1,000 per hour, or a salary starting at 1 penny a day that doubles each day, which payment would you choose.
Needless to say, most of us would say without even thinking that we would take the $1,000 an hour. With an 8 hour day you would be talking $240,000 over a 30 day period. But if you think about it first, that penny a day doubling on a daily basis will actually bring you in much more by the end of the 30th day.
By the end of the first week you would still only be making 64 cents a day. By the end of the second week you would be making $81.92 per day. Still doesn’t look good does it? By the end of the third week though you would be looking at $10,485.76 and on the 30th day you would have a $5,368,709.12 for just that last day‘s work. For a grand total of $10,737,418.23 .
So why do I bring this up? I mean it’s kind of neat but so what, it’s not like you are actually going to be offered that choice on a job, right?
Well the reason I bring it up is that, no you are not very likely to be offered that choice for any job, but the concept is sound. One thing that sets Ameriplan’s compensation plan apart from any that I have ever seen is not just that it offers residual income, many companies offer residual income of a sort but they don’t offer a level residual income. Ameriplan does.
Most companies might offer a 30% commission with a 1%-2% renewal. Which means you get 30% for the first year then a 1-2% on every year after that. Say one year you signed $100,000 worth of business. You would get paid $30,000 the initial year and then you could expect $1,000 for every year after that. If you stuck with it for 20 years you could expect to have a $20,000 yearly residual income coming in at by that time. You would have made $50,000 that last year but you would have to continue to work unless you could afford to retire with only $20,000 coming in.
As I said, Ameriplan has a compensation plan that I’ve never seen anything like in this or any other industry. Ameriplan pays a level residual income. That means if you write $100,000 worth of business that first year you would get paid $30,000. But instead of only getting a small portion of that for renewals your second year that $30,000 will be coming in again. So say you did the same amount of business the second year you could expect to bring in $60,000 your second year. Then with the same amount of business written for your third year you could expect $90,000.
This is why Ameriplan can deliver on the promise that with 2-4 years of effort you can expect to have a 6 digit residual income.
Say though that you are really below the average, but are at least willing to work at it and not quit. There is no way, if you put any effort into Ameriplan at all, that you will not be making the kind of money that others only dream about within a few years. Considering that even then you will be learning and getting better at it you could still expect it in that 4 year period. Just remember, even a very small amount becomes a very large amount when it is compounded over time.
I’ll be looking for you at the top!
Alex Hartline
http://www.hartlinefinancial.com/
Years ago when I was earning my degree I worked at Hardees to pay my way through college. While working there I remember this man that used to come in just about every afternoon. You probably all know someone like him. He was loud. He talked to everybody, not really so much out of friendliness as to impress you with what he saw as a vast store of knowledge, and most of the knowledge that he would impart was really just useless.
Most everybody tried their best to ignore him, but I’ve got to admit I kind of found him entertaining and would talk with him each day just to see what he would say that day. Interestingly enough one day he asked me one of his typical questions that stuck with me and to tell the truth I believe demonstrates more truth than he really realized.
The question? If you were being hired for a temporary job that would last 30 days. You are given a choice of getting paid $1,000 per hour, or a salary starting at 1 penny a day that doubles each day, which payment would you choose.
Needless to say, most of us would say without even thinking that we would take the $1,000 an hour. With an 8 hour day you would be talking $240,000 over a 30 day period. But if you think about it first, that penny a day doubling on a daily basis will actually bring you in much more by the end of the 30th day.
By the end of the first week you would still only be making 64 cents a day. By the end of the second week you would be making $81.92 per day. Still doesn’t look good does it? By the end of the third week though you would be looking at $10,485.76 and on the 30th day you would have a $5,368,709.12 for just that last day‘s work. For a grand total of $10,737,418.23 .
So why do I bring this up? I mean it’s kind of neat but so what, it’s not like you are actually going to be offered that choice on a job, right?
Well the reason I bring it up is that, no you are not very likely to be offered that choice for any job, but the concept is sound. One thing that sets Ameriplan’s compensation plan apart from any that I have ever seen is not just that it offers residual income, many companies offer residual income of a sort but they don’t offer a level residual income. Ameriplan does.
Most companies might offer a 30% commission with a 1%-2% renewal. Which means you get 30% for the first year then a 1-2% on every year after that. Say one year you signed $100,000 worth of business. You would get paid $30,000 the initial year and then you could expect $1,000 for every year after that. If you stuck with it for 20 years you could expect to have a $20,000 yearly residual income coming in at by that time. You would have made $50,000 that last year but you would have to continue to work unless you could afford to retire with only $20,000 coming in.
As I said, Ameriplan has a compensation plan that I’ve never seen anything like in this or any other industry. Ameriplan pays a level residual income. That means if you write $100,000 worth of business that first year you would get paid $30,000. But instead of only getting a small portion of that for renewals your second year that $30,000 will be coming in again. So say you did the same amount of business the second year you could expect to bring in $60,000 your second year. Then with the same amount of business written for your third year you could expect $90,000.
This is why Ameriplan can deliver on the promise that with 2-4 years of effort you can expect to have a 6 digit residual income.
Say though that you are really below the average, but are at least willing to work at it and not quit. There is no way, if you put any effort into Ameriplan at all, that you will not be making the kind of money that others only dream about within a few years. Considering that even then you will be learning and getting better at it you could still expect it in that 4 year period. Just remember, even a very small amount becomes a very large amount when it is compounded over time.
I’ll be looking for you at the top!
Alex Hartline
http://www.hartlinefinancial.com/
A Carrot, An Egg, And Coffee
A young woman went to her mother and told her about her life and how things were so hard for her. She did not know how she was going to make it and wanted to give up; she was tired of fighting and struggling. It seemed as one problem was solved, a new one arose.
Her mother took her to the kitchen. She filled three pots with water and placed each on a high fire. Soon the pots came to boil. In the first she placed carrots, in the second she placed eggs, and in the last she placed ground coffee beans. She let them sit and boil; without saying a word.
In about twenty minutes she turned off the burners. She fished the carrots out and placed them in a bowl. She pulled the eggs out and placed them in a bowl. Then she ladled the coffee out and placed it in a bowl. Turning to her daughter, she asked, ‘ Tell me what you see.’
‘Carrots, eggs, and coffee,’ she replied.
Her mother brought her closer and asked her to feel the carrots. She did and noted that they were soft. The mother then asked the daughter to take an egg and break it. After pulling off the shell, she observed the hard boiled egg.
Finally, the mother asked the daughter to sip the coffee. The daughter smiled as she tasted its rich aroma. The daughter then asked, ‘What does it mean, mother?’
Her mother explained that each of these objects had faced the same adversity: boiling water. Each reacted differently. The carrot went in strong, hard, and unrelenting. However, after being subjected to the boiling water, it softened and became weak. The egg had been fragile. Its thin outer shell had protected its liquid interior, but after sitting through the boiling water, its inside became hardened. The ground coffee beans were unique, however. After they were in the boiling water, they had changed the water.
‘Which are you?’ she asked her daughter. ‘When adversity knocks on your door, how do you respond? Are you a carrot, an egg or a coffee bean?
Think of this: Which am I? Am I the carrot that seems strong, but with pain and adversity do I wilt and become soft and lose my strength?
Am I the egg that starts with a malleable heart, but changes with the heat? Did I have a fluid spirit, but after a death, a breakup, a financial hardship or some other trial, have I become hardened and stiff? Does my shell look the same, but on the inside am I bitter and tough with a stiff spirit and hardened heart?
Or am I like the coffee bean? The bean actually changes the hot water, the very circumstance that brings the pain. When the water gets hot, it releases the fragrance and flavor. If you are like the bean, when things are at their worst, you get better and change the situation around you. When the hour is the darkest and trials are their greatest do you elevate yourself to another level? How do you handle adversity? Are you a carrot, an egg or a coffee bean?
May you have enough happiness to make you sweet, enough trials to make you strong, enough sorrow to keep you human and enough hope to make you happy.
The happiest of people don’t necessarily have the best of everything; they just make the most of everything that comes along their way. The brightest future will always be based on a forgotten past; you can’t go forward in life until you let go of your past failures and heartaches.
http://www.hartlinefinancial.com/
Her mother took her to the kitchen. She filled three pots with water and placed each on a high fire. Soon the pots came to boil. In the first she placed carrots, in the second she placed eggs, and in the last she placed ground coffee beans. She let them sit and boil; without saying a word.
In about twenty minutes she turned off the burners. She fished the carrots out and placed them in a bowl. She pulled the eggs out and placed them in a bowl. Then she ladled the coffee out and placed it in a bowl. Turning to her daughter, she asked, ‘ Tell me what you see.’
‘Carrots, eggs, and coffee,’ she replied.
Her mother brought her closer and asked her to feel the carrots. She did and noted that they were soft. The mother then asked the daughter to take an egg and break it. After pulling off the shell, she observed the hard boiled egg.
Finally, the mother asked the daughter to sip the coffee. The daughter smiled as she tasted its rich aroma. The daughter then asked, ‘What does it mean, mother?’
Her mother explained that each of these objects had faced the same adversity: boiling water. Each reacted differently. The carrot went in strong, hard, and unrelenting. However, after being subjected to the boiling water, it softened and became weak. The egg had been fragile. Its thin outer shell had protected its liquid interior, but after sitting through the boiling water, its inside became hardened. The ground coffee beans were unique, however. After they were in the boiling water, they had changed the water.
‘Which are you?’ she asked her daughter. ‘When adversity knocks on your door, how do you respond? Are you a carrot, an egg or a coffee bean?
Think of this: Which am I? Am I the carrot that seems strong, but with pain and adversity do I wilt and become soft and lose my strength?
Am I the egg that starts with a malleable heart, but changes with the heat? Did I have a fluid spirit, but after a death, a breakup, a financial hardship or some other trial, have I become hardened and stiff? Does my shell look the same, but on the inside am I bitter and tough with a stiff spirit and hardened heart?
Or am I like the coffee bean? The bean actually changes the hot water, the very circumstance that brings the pain. When the water gets hot, it releases the fragrance and flavor. If you are like the bean, when things are at their worst, you get better and change the situation around you. When the hour is the darkest and trials are their greatest do you elevate yourself to another level? How do you handle adversity? Are you a carrot, an egg or a coffee bean?
May you have enough happiness to make you sweet, enough trials to make you strong, enough sorrow to keep you human and enough hope to make you happy.
The happiest of people don’t necessarily have the best of everything; they just make the most of everything that comes along their way. The brightest future will always be based on a forgotten past; you can’t go forward in life until you let go of your past failures and heartaches.
http://www.hartlinefinancial.com/
New Contest
Any Team 2000 IBO that recruits 5 or more IBOs between today (Dec 21) and Jan 31, will win 1 free week in a luxury condo at the famous World Golf Village in historic St Augustine FL (the countries oldest city). This place has all the ammenities you would want too. Check it out at: http://www.site.worldgolfvillagecondo.com/
If you have any questions, or if you qualify to win .. email or call me, ok? Contact info below:
Alex Hartline
(256)679-0853
alexhartline@hartlinefinancial.com
http://hartlinefinancial.com/
If you have any questions, or if you qualify to win .. email or call me, ok? Contact info below:
Alex Hartline
(256)679-0853
alexhartline@hartlinefinancial.com
http://hartlinefinancial.com/
Thursday, December 17, 2009
Why Do Individuals Go Into Business For Themselves
Have you ever considered the question about why people choose to go into business for themselves. I've met some people who think that it will be easier than working for somebody else. Boy are they in for a surprise if they ever try it. The hardest working people I know are self employed. I've heard others talk of financial security and yet others just site greater income as the reason.
There are many misconceptions about being self employed. First of all, you do not start your own business for financial security. If you want finacial security you keep working for somebody else so that you can count on a consistant paycheck coming in every week. People who choose to be self employed do it not for financial security, but rather for financial freedom.
We like the idea that we are in control of our own financial success. Nobody else decides what our work is worth. Noboldy else decides how much work we are allowed to do. And when we work it is for our own benefit, building our own fortune, rather than building the fortune of somebody else.
As I said before, we definately don't make this choice because it is easier than being employed by others. I've found myself, that I work harder for myself than I will for others. Also, as before mentioned, I have found that the hardest working people I have known are business owners.
So how about the greater income? Well, many times at first you have to work hard to make ends meet. But if you are persistant and stick it out through the hard times, you will tend to make much more money than you would working for others. Let's face it. Even if you are making a great salary, the fact that someone is willing to pay you the amount they do, is because they are one way or another making a profit from those services.
If you are thinking of starting a business just remember. Most business owners are grossly underpaid at the front end, and grossly overpaid at the backend. Stick with it and I'll see you at the top.
http://www.hartlinefinancial.com/
There are many misconceptions about being self employed. First of all, you do not start your own business for financial security. If you want finacial security you keep working for somebody else so that you can count on a consistant paycheck coming in every week. People who choose to be self employed do it not for financial security, but rather for financial freedom.
We like the idea that we are in control of our own financial success. Nobody else decides what our work is worth. Noboldy else decides how much work we are allowed to do. And when we work it is for our own benefit, building our own fortune, rather than building the fortune of somebody else.
As I said before, we definately don't make this choice because it is easier than being employed by others. I've found myself, that I work harder for myself than I will for others. Also, as before mentioned, I have found that the hardest working people I have known are business owners.
So how about the greater income? Well, many times at first you have to work hard to make ends meet. But if you are persistant and stick it out through the hard times, you will tend to make much more money than you would working for others. Let's face it. Even if you are making a great salary, the fact that someone is willing to pay you the amount they do, is because they are one way or another making a profit from those services.
If you are thinking of starting a business just remember. Most business owners are grossly underpaid at the front end, and grossly overpaid at the backend. Stick with it and I'll see you at the top.
http://www.hartlinefinancial.com/
My Mistake
I started my business this last year. When I got started I was very excited. I have a friend who had been doing this for about 9 years now and has become a millionaire several times over. I'd seen him take the last two years off to deal with some family problems and still bring in around $30,000 a month consistently.
So I jumped in and almost immediately bought a $200 course on marketing my business online then I spent another $200 to get the advanced membership to this forum and invested money here and there.After a few months I realized that I've spent time and money doing everything I can think of to get my business ready for the hundreds of people that might be looking for what I'm providing, while neglecting to just get out there and start talking to some people and making even that first sale.
Now I can say I have found that for my own business, there just doesn't seem to be any substitute for just simply talking to people. I haven't given up on getting a presence on the internet. But I think many times we focus so much on doing all the big things and getting ready for where we want to be in a couple years that we forget to do the little things that all the other big things are built on.
http://www.hartlinefinancial.com/
So I jumped in and almost immediately bought a $200 course on marketing my business online then I spent another $200 to get the advanced membership to this forum and invested money here and there.After a few months I realized that I've spent time and money doing everything I can think of to get my business ready for the hundreds of people that might be looking for what I'm providing, while neglecting to just get out there and start talking to some people and making even that first sale.
Now I can say I have found that for my own business, there just doesn't seem to be any substitute for just simply talking to people. I haven't given up on getting a presence on the internet. But I think many times we focus so much on doing all the big things and getting ready for where we want to be in a couple years that we forget to do the little things that all the other big things are built on.
http://www.hartlinefinancial.com/
Tuesday, December 15, 2009
Route To Success
You know I've always found it interesting when I talk to people about the reasons they choose to do one thing or another in their business or for that matter just in life itself. It's interesting how many times we choose to do certain things simply because it is easier or maybe cost less. By doing this we many times make descisions that either just don't work or even if they do eventually get us to our goal it takes us much longer than it should have.
Personally I've found the best way to think of business or even life is to treat it like a trip that you might would take in your car. When you are going somewhere you sit down first of all and look at where you are wanting to go and how you plan to get there. As you drive along and come to a stop you don't look at the condition of the road straigh ahead and to either side and decide which way to go according to how smoothe one is compared to the others you take the road that is going to take you to your destination. Above all when traveling if I do manage to get lost somewhere along the way, you won't come along and find me just sitting there on the side of the road deciding whether or not to quit. I might ask directions or consult a map, but one way or the other I keep going until I reach my destination.
http://www.hartlinefinancial.com/
Personally I've found the best way to think of business or even life is to treat it like a trip that you might would take in your car. When you are going somewhere you sit down first of all and look at where you are wanting to go and how you plan to get there. As you drive along and come to a stop you don't look at the condition of the road straigh ahead and to either side and decide which way to go according to how smoothe one is compared to the others you take the road that is going to take you to your destination. Above all when traveling if I do manage to get lost somewhere along the way, you won't come along and find me just sitting there on the side of the road deciding whether or not to quit. I might ask directions or consult a map, but one way or the other I keep going until I reach my destination.
http://www.hartlinefinancial.com/
Advice From The Bible For A Happy Life
You know I have always believed that the only person that can ruin your day is yourself. I mean others can do things or say things to you that are agravating but when it comes right down to it, only you choose what you are going to focus on that day.
I know a preacher that once told me that you can't help it if birds fly over your head but you don't have to let them roost in your hair.
Today while reading my Bible I read this verse.
Philippians 4:8
Finally, brethren, whatsoever things are true, whatsoever things are honest, whatsoever things are just, whatsoever things are pure, whatsoever things are lovely, whatsoever things are of good report; if there be any virtue, and if there be any praise, think on these things.
I've never been one who believes that positive thinking changes what happens but I do believe that what you focus on can make a big difference in your ability to handle the bad along with the good.
http://www.hartlinefinancial.com/
I know a preacher that once told me that you can't help it if birds fly over your head but you don't have to let them roost in your hair.
Today while reading my Bible I read this verse.
Philippians 4:8
Finally, brethren, whatsoever things are true, whatsoever things are honest, whatsoever things are just, whatsoever things are pure, whatsoever things are lovely, whatsoever things are of good report; if there be any virtue, and if there be any praise, think on these things.
I've never been one who believes that positive thinking changes what happens but I do believe that what you focus on can make a big difference in your ability to handle the bad along with the good.
http://www.hartlinefinancial.com/
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