Exciting News For Ameriplan IBOs

Did you hear today’s big annoucement?

If not, listen now: (507) 726-3896 option 3
EVERY IBO can earn an EXTRA $2,550 with March Madness!!
Go to: http://www.ourteam2000.com/ezine/marchpromo.pdf for all the details.

For all EXISTING IBOs this contest began at 00:01am Monday, March 15 and ends Sunday night 11:59pm Central Time, April 11, 2010 – for

YOUR PERSONAL 3 new IBOs = You win $150 cash (plus more)
Next phase, help your 3 get 3 within their first 7 days, and you win an additional $300 cash
Next phase, make sure your 3 turn SRSD within 4 pay periods, and you win an additional $2,100 cash
It will only take 39 new IBOs if you follow the above, AND…

a. You will be a National Sales Director
b. You will earn $2,550 Promo Cash in addition to your normal bonuses
See the flyer above for all the details!

This is soooo exciting!!
Do not delay!!

Procrastination will rob you of your goals.

Start immediately!!

http://www.hartlinefinancial.com/ 

Know Your Pills Before You Take Them

The pill is a modern panacea. Doctors prescribe pills for everything. You can buy them over-the-counter. Most people have a dozen types in their medicine cabinets.

With so many pills in circulation, mistakes are inevitable. Over a million people a year are affected by taking the wrong pill.

MedHelp can alleviate the confusion with Pill Finder. This site lets you find pills by shape, color and markings. Alternately, entering a drug's name will provide pictures of known pills.

All the information about the pill is listed. This includes the dosage and manufacturer. Click on a drug name for a full medical explanation. If you aren't sure about a pill, check this site first.

http://www.medhelp.org/pillfinder
 
http://www.hartlinefinancial.com/

More Exciting News, December Special Has Been Extended

Hello Guys and Gals,

If you did not catch the conference call this past Wednesday you may or may not be aware of this very exciting news. Dennis and Daniel Bloom announced on December the 30th that they would be extending the December special until January 25th at 5pm.

This is very exciting because if you have contacts who wish to go into business for themselves but who are really hurting for money, they can still join and start their own business for only $25.

This really is a great opportunity. If you are reading this and are not currently an IBO with Ameriplan this kind of opportunity does not come around very often. This is not even a yearly special that we do around Christmas. We have done it before but the last time was several years ago. I encourage you to consider taking advantage of this price very seriously.

I have been in business for myself with several companies in the past. One of them I put out over $9,000 up front, and had a $500 a week fee. This was even before you started to figure in costs. I can honestly say that I have never been with a company that has the kind of opportunity that is offered by Ameriplan. This would be an unreal opportunity at several times the cost.

This is the only business that I have ever been involved in that there is literally no ceiling to the amount you can make. The business I paid $9,000 up front for I made well into the six figures. I enjoyed the success of that business. It eventually went down due to economic conditions.

During these same economic conditions, Ameriplan has grown while other businesses are going out of business. Also I have found that the earning potental with Ameriplan is far greater than I had with my other business. And instead of it costing me $9,000 to start you can start right now for only $25.

Having said all that I do repeat that until January 25th at 5pm Central Time you can go into business for yourself for only $25. For more information click here.

http://www.hartlinefinancial.com/

What Sets Ameriplan's Compensation Plan Apart From The Rest

You might wonder what my relating this particular experience has to do with the subject but read the entire article and you will understand.

Years ago when I was earning my degree I worked at Hardees to pay my way through college. While working there I remember this man that used to come in just about every afternoon. You probably all know someone like him. He was loud. He talked to everybody, not really so much out of friendliness as to impress you with what he saw as a vast store of knowledge, and most of the knowledge that he would impart was really just useless.

Most everybody tried their best to ignore him, but I’ve got to admit I kind of found him entertaining and would talk with him each day just to see what he would say that day. Interestingly enough one day he asked me one of his typical questions that stuck with me and to tell the truth I believe demonstrates more truth than he really realized.

The question? If you were being hired for a temporary job that would last 30 days. You are given a choice of getting paid $1,000 per hour, or a salary starting at 1 penny a day that doubles each day, which payment would you choose.

Needless to say, most of us would say without even thinking that we would take the $1,000 an hour. With an 8 hour day you would be talking $240,000 over a 30 day period. But if you think about it first, that penny a day doubling on a daily basis will actually bring you in much more by the end of the 30th day.

By the end of the first week you would still only be making 64 cents a day. By the end of the second week you would be making $81.92 per day. Still doesn’t look good does it? By the end of the third week though you would be looking at $10,485.76 and on the 30th day you would have a $5,368,709.12 for just that last day‘s work. For a grand total of $10,737,418.23 .

So why do I bring this up? I mean it’s kind of neat but so what, it’s not like you are actually going to be offered that choice on a job, right?

Well the reason I bring it up is that, no you are not very likely to be offered that choice for any job, but the concept is sound. One thing that sets Ameriplan’s compensation plan apart from any that I have ever seen is not just that it offers residual income, many companies offer residual income of a sort but they don’t offer a level residual income. Ameriplan does.

Most companies might offer a 30% commission with a 1%-2% renewal. Which means you get 30% for the first year then a 1-2% on every year after that. Say one year you signed $100,000 worth of business. You would get paid $30,000 the initial year and then you could expect $1,000 for every year after that. If you stuck with it for 20 years you could expect to have a $20,000 yearly residual income coming in at by that time. You would have made $50,000 that last year but you would have to continue to work unless you could afford to retire with only $20,000 coming in.

As I said, Ameriplan has a compensation plan that I’ve never seen anything like in this or any other industry. Ameriplan pays a level residual income. That means if you write $100,000 worth of business that first year you would get paid $30,000. But instead of only getting a small portion of that for renewals your second year that $30,000 will be coming in again. So say you did the same amount of business the second year you could expect to bring in $60,000 your second year. Then with the same amount of business written for your third year you could expect $90,000.

This is why Ameriplan can deliver on the promise that with 2-4 years of effort you can expect to have a 6 digit residual income.

Say though that you are really below the average, but are at least willing to work at it and not quit. There is no way, if you put any effort into Ameriplan at all, that you will not be making the kind of money that others only dream about within a few years. Considering that even then you will be learning and getting better at it you could still expect it in that 4 year period. Just remember, even a very small amount becomes a very large amount when it is compounded over time.

I’ll be looking for you at the top!

Alex Hartline
http://www.hartlinefinancial.com/

Exciting News for Diabetics

Hey, I’ve got exciting news for any of you who might have diabetes. Ameriplan now has a new diabetic plan available for members that saves an average of 50% off your diabetic supplies. We ship your glucose meter, test strips, lancets, lancing device, control solution, battery, and carrying case to your door for free.

With this diabetic plan you will never run out of supplies, and you will save hundreds of dollars on your supplies every year. If you have been a member with Ameriplan for very long now, you are familiar with how easy it is to work with, but you may not realize that this is an option that is available to you. Just like the rest of the services that we provide, there are no prequalification’s so everybody is accepted.

If you are already a member and want information on how to get this coming to you call me at (256)679-0853. If you are not a member and are interested in becoming one you can reach me at the same number.
http://www.hartlinefinancial.com/

Ameriplans New Apflex Program, This Is Unbelievable!!!

Just when you think that things could not possibly get any better, they prove you wrong once again. How could the #1 Home Business in the U.S. possibly get any better? Ameriplan has taken everything that is great about their compensation plan and added a whole new bonus system to make even greater levels of income. This will make getting to the 6 Digit Residual Level even easier and a whole lot quicker.

The cost of starting up at this level is $150 instead of the $50 but the earnings are so much greater that even at that price, this is an investment with insane levels of return. If you come across somebody that just cannot afford to start at that level, Ameriplan does still have the other opportunity where you can get into business and still make a six digit income within two to four years. I mean let’s not forget that the $50 opportunity was rated as the #1 in America last year, but I would encourage all your prospects to come in at the $150 level. The compensation is so much greater and lets face it, even $150 to get into an actual business is nothing.

If you are currently making money with Ameriplan and have not read up on this opportunity, call me for information at (256)679-0853. This new system could literally make a difference of an extra $100,000 a year in your income. There truly has never been a better time to be in business for yourself, nor has there ever been a more exciting time to be in business with Ameriplan.

See you at the top,
Alex Hartline
http://www.hartlinefinancial.com

A Comparison of Health Insurance to Health Discount Benefits

I would like to say first off that I am a big believer in Insurance. I've been licensed by the state I live in to sell Life and Health and have been an agent for two different very large Insurance Companies. I could mention the names of these companies and everybody reading this would recognize them but for legal reasons I'll leave that off.

Having sold Insurance I have not only heard the horror stories but have also met the people that they have happened to. So as I said before, I am a big believer in Insurance.

My reason for writing this article today is that many people have no idea that there is an alternative or if they are aware of it they don’t really know any details about it or if it compares favorably to health insurance.

The name of this alternative is Health Discount Benefits and today I am going to compare it to Health Insurance side by side so that others can make an educated decision.

First off when you start shopping for Health Insurance you will find that the prices tend to range anywhere from $300 to $800 a month. The price depends some on the company but mostly it is determined by the size of your Deductible, the percentage paid after the deductible has been met, and the max out of pocket per year before the insurance pay’s the balance of the bill. There are also other factors you might want to check such as is maternity covered (this usually adds about $100 $120 a month) or even if some illnesses like cancer are covered. You wouldn’t think this would be an issue but you might be surprised.

Let’s say you decide on a lower priced policy costing around $300 a month. This will have probably at least a $5,000 deductible with you paying 20% to 50% until the Maximum out of pocket has been met. At that point the insurance will pay everything left.

Now before you are covered you have to underwritten. The job of the underwriters is to determine what the chances are that you will actually have to use this policy. Really you might think of insurance as a gamble which you are betting that you will use it and the insurance company is betting that you won’t. Let’s face it, most healthy individuals aren’t going to experience any catastrophic illnesses until after age 65 at which time you are covered by Medicare instead of the Insurance company. There is a chance of a serious accident which is why there is a whole section on the applications about dangerous hobbies and traffic citations. Basically if you are not in good health or they can see reason to believe that you are likely to have a serious accident they will not underwrite the policy or they limit coverage on that policy to not include certain cases.

Don't get me wrong, I know that this sounds very criticle toward the health insurance industry. Even though I sell the competing product, I've got to in all fairness mention that even with these precautions, most health insurance companies only make a profit off about 3% of the premiums. So really they have to work this way in order to stay in business. And let's face it, if there were no profits, there wouldn't be anybody offering the service.

Let’s say though that you are underwritten and that you have an accident the very first year of coverage. At $300 a month your out of pocket cost that year before the insurance kicks in is $3,600 for the premiums plus $5,000 deductible for a total of $8,600. At this point you will only have to pay the 20% to 50% until the maximum out of pocket is paid.

Now what about the Health Discount Benefits. This is a industry that is growing by leaps and bounds. There are several companies providing this benefit, but I know personally about one called Ameriplan which is the largest company providing this benefit so I will use their premiums for examples.

With this benefit you get coverage on Physician Care, Hospital Advocacy, Dental, Vision, Chiropractic, and Prescription. These benefits literally cover everything even procedures that are considered cosmetic. The Vision plan even covers designer sunglasses and Lasic Eye Surgery. And the price for this plan is $39.95 a month.

The reason that this plan is so affordable is that Ameriplan doesn't have to pay medical cost for the members. Basically, in return for providers agreeing to give these discounts to Ameriplan's members, they are sent patients that they would not have had otherwise. This in turn saves them the cost of having to run expensive ads advertising their services.

As far as underwriting goes there isn’t any. This is guaranteed issue. It covers all preexisting conditions, and there isn’t any waiting period. Since is it a Discount Plan, there isn’t any Deductible and you get discounts up to 80%.

Say you have to go to the hospital, the first year. Your out of pocket cost before you get any benefit is $479.40. The amount owed to the hospital is determined by ability to pay. I’ve found where some people haven’t had to pay anything and others had to pay $1,300 out of a $47,000 hospital bill. You might look here for testimonials of individuals who have used this plan.
So I hope this helps. I personally use the Health Discount Plan. $300 to $800 a month is just more than I really want to pay but at the same time I know that I do need coverage in case of something unexpected happening. If your not covered or you are wondering how you are going to afford the coverage that you currently have, I would encourage you to consider Health Discount Benefits.
http://www.hartlinefinancial.com/

What To Look For In A Home Business

When looking to start a Home Based Business there are several things that you should think about. I mean let's face it. A good salesman can make any business seem like the opportunity of a lifetime. But the question is, is it actually something that you can make money doing or selling.

First, How large is the market for it. If you plan to be successful you must have a large market for whatever product you sell. A good example is the Health Benefits Market. I'm personally familiar with this one because I've sold insurance before and currently have a business selling an affordable alternative. But to the point inbetween 70%-80% of Americans don't have health benefits due mainly to the fact that they are so expensive to get and to maintain. Another right now would probably be something with debt management or credit counseling. But whatever it is you need something that will benefit more than just a select portion of the population.

Second, Do you get paid for every piece of business that you write or do you have to build up to a point where you start to get paid. There are some "business opportunities" that in order for you to get paid you must first work yourself up to a certain level before you start drawing any kind of benefit from it. And even once you get to that level you can loose the pay if anybody in your downline quits until you have replaced them. You want to make sure before jumping in that you get paid for your work. And that just because somebody else decides that your product is not for them, you don't loose the benefits of your work. Also if the pay is commission based you might want to check on if there are chargebacks on commissions paid to you if a client drops out.

Third, If at all possible, to make the best use of your effort you want a business that pays residually as well as initially. This means that if you work hard and do the job right you get paid for it from that point on, over and over. You also want to check on what percentage the initial commission is and what percentage the residual will be. I'm in a business now that pays 30% up front and 30% residually, I've been in businesses before that paid up to 45% up front but then only 2% residually. You want a business that has as high percentage residually as possible since this is what will ultimately determine just how successful you are and how long it takes you to become successful.

If you can find a Home Based Business that does provide a benefit that the majority of people need, pay's you for every piece of work you submit without charge backs for cancellations, and provides a residual income on top, Then at that point you just need to ask yourself if you are willing to do what it takes to make that business grow. There are some great opportunities out there, but no matter how good the opportunity, if your not willing to work for yourself at least as hard as you work for somebody else, YOU WILL FAIL.

So when looking for a business to invest in, ask about these things. Use common sense. And be ready to work hard. I've found in my own life that owning my own business is the hardest work I've done. BUT IT IS DEFINATELY ALSO THE MOST REWARDING!!! http://www.hartlinefinancial.com/